ClaimOverage
Helen is here
Trusted by Homeowners Nationwide

Recover What's Yours —
No Upfront Costs, Ever.

Thousands of homeowners are owed excess funds from foreclosure sales — and you might be one of them. Our attorney partners handle everything. You pay nothing unless we recover your funds.

HM
Helen McCarthy — AI Clone
"Hi, I am Helen McCarthy — or rather, my AI clone. I am the Relationship Manager at ClaimOverage. While I am out working with families across the country to recover what is rightfully theirs, I am here to guide you, answer your questions, and make sure you feel supported every step of the way. When you are ready to speak with someone directly, I will connect you with one of our dedicated recovery agents."
$70B+
Unclaimed funds sitting in counties nationwide
$0
Upfront cost to you — ever
100%
Attorney-handled legal process
How it works
1
Check if you qualify
If you or a family member went through a foreclosure or tax sale, you may have unclaimed funds in your name. Search your county records by name — or let our team check for you at no cost.
2
We connect you with an attorney
Our experienced attorney partners review your case and handle all legal filings on your behalf. No personal financial information required to get started.
3
Funds recovered — you get paid
When your funds are successfully recovered, you receive what is rightfully yours. We only get paid when you do. If we do not recover anything, you owe nothing.
Why families trust us
No upfront costs
We only get paid when your funds are recovered. Zero risk to you.
Attorney-backed
Licensed attorneys handle every legal step. Your rights are protected.
No sensitive data needed
We never ask for SSN or bank info to get started. Verify us directly.
Heirs can claim too
Lost a loved one who went through foreclosure? Their heirs may still qualify.
Ask Helen — frequently asked questions
What are excess funds or overages?
Helen
When a property is sold at a foreclosure or tax sale for more than what was owed, the extra money belongs to the original owner — not the government or the lender. These are called excess funds or overages. Most people never find out they exist.
How do I know if I am owed money?
Helen
If you or a family member went through a foreclosure or tax sale, there may be unclaimed funds in your name. You can search your county records by name, or let our team check for you at no cost. It takes just a few minutes.
Is this a scam?
Helen
We completely understand the skepticism — fraud is real. That is why we work exclusively with licensed, verified attorneys. You can call the attorney office directly to confirm everything. We never ask for personal financial information upfront. This is real, and you can verify it yourself.
How much does it cost?
Helen
Nothing upfront. Ever. We only get paid when your funds are successfully recovered. If we do not recover anything, you owe nothing. There are no hidden fees, no sign-up costs, and no gimmicks.
How long does the process take?
Helen
Every case is different. Some recoveries take a few weeks, others a few months depending on the county and court process. Our team keeps you informed every step of the way so you are never left wondering.
What if the foreclosure happened years ago?
Helen
Funds can sit unclaimed for years — sometimes decades. There are time limits that vary by state, so it is important to check as soon as possible. Do not wait — the window to claim may be closing.
Do I need a lawyer?
Helen
You do not need to find one. Our attorney partners handle all legal filings on your behalf. They are experienced in excess funds recovery and work on a contingency basis — meaning they only get paid when you do.
What information do you need from me?
Helen
Just your name and the property address to get started. We do not ask for Social Security numbers, bank account information, or any sensitive financial data upfront. Your privacy and security matter to us.
Can I claim funds for a deceased family member?
Helen
Yes. If a parent, grandparent, or other relative went through a foreclosure and has since passed, their heirs may still be entitled to recover those funds. We guide families through this process with care and respect.
What is ClaimOverage and who is Helen?
Helen
ClaimOverage connects families with experienced attorney partners to recover excess funds from foreclosure and tax sales. Helen McCarthy is our Relationship Manager — on any given day she is personally working with families across the country. Because of the volume of families she serves, Helen created an AI clone trained on everything she knows so you never have to wait for answers. Everything shared here has been personally researched and verified by Helen. When you are ready to speak with someone, our dedicated recovery agents — fully trained on the process — will respond. You can also reach us at hello@claimoverage.com.
Ask Helen a question
Free consultation — no upfront cost
Check If You Are Owed Funds Today
Our team will check your county records at no charge
For recovery agents
Interested in helping families recover what they are owed and earn commission?
Sign up here to join our network of recovery agents
Disclaimer: ClaimOverage is not a law firm. We connect individuals with licensed attorney partners who handle all legal filings. Results vary by case and jurisdiction. No guarantee of recovery. This page is for informational purposes only and does not constitute legal advice. Always consult a licensed attorney for legal guidance specific to your situation. 2026 ClaimOverage. All rights reserved.